Enfield, CT Town Seal The Town of
Enfield CT
  Residents Residents Business Business Visitors Visitors Social Media Report and Issue Report an Issue
      Sign-Up for Enfield Alerts Sign-Up for Enfield Alerts Search
Live Play Work

Community Development Block Grant Loan Programs

The Community Development Block Grant (CDBG) program was enacted into law as part of the Housing and Community Development Act of 1974. It is a formula-allocated program that provides grants to eligible grantees – cities with populations over 50,000, urban counties with more than 200,000 people, and states (states are responsible for administering the program for small cities, rural counties, and unincorporated jurisdictions).

CDBG's main purpose is to provide decent, safe and sanitary housing, a suitable living environment and economic opportunities to low- and moderate-income (defined as households not exceeding 50% of the median income of the area) and moderate-income (defined as less than 80% of the area median income) people. To this day, CDBG remains the principal source of revenue for localities to utilize in devising flexible and comprehensive neighborhood strategies to prevent physical, economic, and social deterioration in lower-income neighborhoods and communities throughout the nation.

The Town of Enfield's Housing Rehabilitation Loan Program provides income assistance to low- and moderate-income families for a variety of reasons.

The Town of Enfield's First Time Homebuyer Program PDF was established to encourage homeownership in the Town, and residents may be eligible for a forgivable loan.

The Town of Enfield and the Department of Housing and Urban Development have created a program, the Small Business Development Fund, to encourage and establish small business development and expansion in the Thompsonville Village Center District.

The Town of Enfield offers Thompsonville small business owners financial assistance through the Commercial Facade Incentive Forgivable Loan Application PDF.

The Town of Enfield's Loan Review Committee was formed by the town council at its meeting of February 22, 1983. The committee was established to review and approve all loan applications, review and approve all deferred payment loan applications, review and approve all combination loans and deferred payment loan applications, review and approve all forgiveness loans and recommend from time to time changes in the policies and guidelines of the Residential rehabilitation program. The voting membership of the committee is comprised of the following: TWO members of the town council, THREE citizen members and two alternate members, each who shall reside in or have a place of business in one of the three designated target areas. the Term of office is for two years. The Committee meets on the first Tuesday of the month.

Single Family Housing Rehabilitation Guidelines PDF

Multi-Family Housing Rehabilitation Guidelines PDF

Share |

Digital Cities Survey 2013 Winner

Weather Forecast
State of Connecticut
State of Connecticut